Commercial banks have significantly increased their financing to the private sector, recording a remarkable 263% growth in the current financial year. This surge, driven by lower interest rates and efforts to meet advance-to-deposit ratio (ADR) requirements, highlights the economic momentum.

From July to March 7, credit to the private sector reached Rs. 563 billion, compared to Rs. 155 billion during the same period last year. Islamic banks spearheaded this growth, providing Rs. 416 billion, while conventional banks and Islamic windows contributed Rs. 42 billion and Rs. 104 billion, respectively.

Economic stability and favorable macroeconomic indicators suggest further credit expansion, despite limited funding in SME, agriculture, and consumer segments. The private sector's growing access to financing reflects banks’ strategic shifts amidst a supportive monetary policy environment.