In a commendable effort to tackle homelessness and support underprivileged families, the Government of Punjab has unveiled the 3-Marla Free Housing Scheme 2025. This initiative, launched as part of the “Apni Chhat Apna Ghar” program, aims to provide residential plots to low-income households across 22 districts of Punjab. Spearheaded by Chief Minister Maryam Nawaz, the first phase of this scheme will allocate 1,892 plots, emphasizing fairness and ease of access through a user-friendly online system.

Key Highlights of the Scheme

Unlike previous housing programs, this initiative grants land ownership without requiring loans or down payments, making it an ideal solution for families with limited financial means. The project is divided into phases, ensuring that it caters to as many deserving individuals as possible over time.

Currently, the program operates under the broader umbrella of “Apni Chhat Apna Ghar,” accessible via acag.punjab.gov.pk. The website is expected to introduce an updated platform for plot applications once registrations commence.

Eligibility Requirements

To maintain transparency and target those truly in need, applicants must meet the following criteria:

Qualified Applicants:

• Permanent residents of Punjab.

• Individuals or families without prior land or property ownership.

• Low-income households facing financial struggles.

• Those not employed in high-paying government positions.

Disqualified Applicants:

• Financially stable individuals who exceed income thresholds.

• High-salary government employees.

• Applicants providing false information during the application process.

Applicants must provide essential documents, including a CNIC, income proof, utility bills, or rental agreements, to verify their financial and residential status.

Application Process Overview

Once the official application portal is active, follow these steps to register:

1. Visit the Official Website: Access the online platform, likely through acag.punjab.gov.pk.

2. Register: Provide your CNIC, name, mobile number, and address.

3. Fill Out the Application Form: Include details about your household income, family size, and housing conditions.

4. Upload Required Documents:

    

   • CNIC copies of yourself and family members.

   • Income certificate (if relevant).

   • Utility bill or rental agreement to prove residency.

    

5. Review and Submit: Double-check all entered details and submit your application.

After submission, applicants will receive confirmation via SMS or email, and their documents will undergo a verification process.

Verification and Distribution

Government departments will rigorously vet all applications. This process includes cross-referencing CNIC data with NADRA records, verifying land ownership, and confirming financial eligibility. Shortlisted candidates will be notified through official communication channels.

The first phase will distribute 1,892 plots across 22 districts, with Rawalpindi receiving the highest allocation of 658 plots. Other notable districts include Lahore, Faisalabad, Multan, and Bhakkar. Distribution plans emphasize inclusivity and regional fairness.

Benefits of the Scheme

This initiative delivers substantial benefits:

• Free land ownership for eligible families.

• Secure legal documentation for property ownership.

• Transparent and unbiased selection processes.

• Reduced housing insecurity and improved quality of life.

• Support for low-income families and informal housing settlements.

Conclusion

The Punjab 3-Marla Housing Scheme 2025 represents a vital step in addressing housing issues for underprivileged families. With its transparent selection criteria and robust verification process, the initiative promises equitable access to land ownership. Applicants are encouraged to stay updated, prepare required documents, and apply promptly once the registration portal launches.