Recent data from the State Bank of Pakistan shows a notable increase in auto financing, which reached Rs. 257.36 billion by the end of March 2025, compared to Rs. 248.82 billion in February. The growth highlights a rising trend in bank leasing for both new and used vehicles.

Year-on-year (YoY) figures reveal a 7.5% increase in car financing compared to March 2024, continuing the upward momentum observed since August 2024, when total auto financing stood at Rs. 227.3 billion. While encouraging, the figures remain below the peak of Rs. 368 billion seen in June 2022.

Consumer financing overall showed an 8.25% YoY rise in March 2025, reaching Rs. 873.75 billion. Financing for personal use increased by 10.59% YoY to Rs. 267.67 billion, with a modest 0.48% rise month-on-month. Conversely, house-building loans experienced a slight month-on-month decline of 0.11%, dropping from Rs. 199.65 billion.

Private sector borrowing totaled Rs. 9.44 trillion in March 2025, with loans to the manufacturing sector rising 11.92% YoY to Rs. 5.41 trillion. Credit to the construction sector climbed 9.43% YoY to Rs. 212.76 billion, while the agriculture, forestry, and fishing sectors saw borrowing reach Rs. 445.05 billion.